First, the application conditions of white stripes in home decoration
1, citizen of Chinese mainland
2, 20-55 years old
3. No bad credit record.
4. Have repayment ability.
Remarks: The renovated houses applying for white stripes for home improvement should be self-occupied houses, and shops and rented houses cannot apply for white stripes for home improvement.
Second, the application process of white stripes for home improvement
1. Application entrance: Jingdong Financial APP- White Strip-Consumption Staging-Decoration
2. Application steps:
① Enter Jingdong Financial APP- White Strip-installment consumption, and click Decoration.
② Enter the application page, select the merchants who intend to decorate (take "B&Q" as an example), and click the "Application Quota" button.
③ Real name authentication.
(4) Fill in the basic information (B&Q, Easyhouse, Yuanzhou Decoration and Netting, Senna needs face painting certification in spring, but mung bean home decoration is not required), take photos, and upload the corresponding materials (they can only be submitted for review after being completed in sequence).
The picture below is suitable for mung bean decoration.
The following picture is applicable to B&Q, Easyhouse, Yuanzhou Decoration, Decoration Net Together, and Senna Spring (three verification methods, namely nodding, opening mouth and blinking, are used for face brushing authentication, and only two of the three methods are successful)?
⑤ Fill in my true and valid information, the work unit needs to fill in the full name, and the work phone needs to fill in the landline.
⑥ Take photos and upload corresponding information. All materials are required to take original photos (to ensure that the images are true and effective), including four corners completely. Please click "View Description" to upload the materials.
⑦ Obtain the approval result of pre-credit line (approval time: 2 working days? In the meantime, you may receive an outgoing call, usually 95 1 18? )
Approved: the approval result will be notified by SMS, and the application process page will display the approval. You can click "Use Now".
Approval Rejection: SMS will notify the approval result, and the application process page will display the rejection reason, which can be modified according to the front-end rejection reason and resubmitted.
Approval Failure: After 30 days of rejection, you can try to apply again.
(8) Choose interested businesses (B&Q, Easyhouse, Yuanzhou Decoration, Decorate the net together, and don't need to choose again in Senna Spring). After signing the renovation contract with the merchant, the merchant completes the contract upload.
The picture below is suitable for mung bean decoration.
The following picture is applicable to B&Q, Easyhouse, Yuanzhou Decoration, Decorative Net Together, and Senna Spring.
Pet-name ruby After the merchant uploads the contract, the user needs to "confirm the loan". After the loan is approved (approval time is 1 working day), the money will be directly transferred to the merchant account (T+ 1 day).