Process of provident fund early repayment application form:
This needs to be written and addressed to the employer. For example - in the application form, the amount of provident fund I withdraw (the specific amount, preferably in both uppercase and lowercase letters) is used to repay the provident fund loan! The so-and-so (name) time (the time to write the application form) is reserved for the unit;
2. You also need to fill in the application form (this is formatted and printed, and the usual invoice is size, fill in provident fund account number, etc.), in duplicate. This is reserved for the Provident Fund Center (which is used when withdrawing money).
Documents required for early repayment:
Original and copy of ID card;
Proof of loan account number (including but not limited to: loan contract, Statement, repayment plan, etc.);
Repayment card.
The methods of early repayment are:
To repay all the money in advance, the loan bank will go through the full repayment procedures in advance after the relevant materials are verified to be correct.
For partial repayment in advance and the loan term remains unchanged, the lending bank will guide the borrower to fill in the relevant agreement. If the original loan guarantee method is "mortgage + insurance" and the mortgage registration has not yet been processed, you need to bring the original policy, your ID card and the relevant agreement to the insurance company designated in the city center to go through the insurance reduction procedures. The final signed agreement should be signed by the loan The bank will promptly send it to the corresponding branch center.
For borrowers who choose "mortgage + insurance" as the original loan guarantee method and the mortgage registration has been completed, and borrowers who choose "non-mortgage + insurance" to apply for partial repayment in advance and shorten the loan term, the lending bank will guide the borrower to fill in the Relevant agreements, signed agreements should be sent to the corresponding sub-center in a timely manner by the lending bank.
If the original loan guarantee method of "mortgage + insurance" is still within the insurance period, and the mortgage registration has not been completed, the borrower can apply for partial repayment in advance and shorten the loan period, and can go directly to the guarantee center to apply. There is no time limit for one-time early repayment. However, due to the different standards set by provident fund centers in various places, for example, Beijing Provident Fund adopts free repayment, and the borrower only needs to make adjustments three working days before the current repayment date (excluding the repayment date), and it can be processed after approval. But it can only be adjusted once per period. For details, please consult the local provident fund management center.