1, the car loan can be repaid in advance. The process is as follows:

(1) If you make an appointment in advance, you can generally apply one week or one month in advance and set the repayment date, otherwise you can't repay in advance;

(2) To prepare the required materials, it is generally necessary to provide the lender's ID card, loan contract, motor vehicle registration certificate, etc. ;

(3) The liquidated damages can be calculated according to the loan contract before prepayment;

(4) After repaying the loan principal and interest, the lender shall keep the prepayment application form and relevant materials.

2. Legal basis: Article 10 of the Measures for the Administration of Automobile Loans

When granting personal car loans, the lender shall comprehensively consider the following factors to determine loan conditions such as loan amount, term, interest rate and repayment method:

(a) the lender's credit rating of the borrower;

(2) loan guarantee;

(three) the performance and use of the purchased car;

(four) the development of the automobile industry and the supply and demand of the automobile market.

Second, what materials should be prepared for the procedures of car loan lending?

Materials to be prepared for car loan lending procedures:

1, owner's personal identification;

2. Motor vehicle registration certificate;

3 motor vehicle mortgage registration and pledge application form;

4. The business license and power of attorney of the mortgagee of the finance company shall be stamped with fresh seals;

5 loan settlement certificate issued by the lending institution.