What is installment free:
That is, buyers buy flowers in installments, and there is no handling fee. Sellers who meet the requirements of installment fee-free can provide fee-free services for buyers, and the expenses shall be borne by the seller or the platform; Buyers don't have to bear the cost.
Installment fee-free setting range:
The general stages are 3, 6 and 9, and the students are divided into 12 and 18 and 24. At present, the whole store only supports one stage for free.
Free online time by installment:
Free of charge 165438 can be set at 0:00 am on September 29th.
Effective date: June 65438+1October 10 am 1 1:00.
Tmall loan terms:
1. has legal status;
2. Have a stable economic income, have the ability to repay the principal and interest of the loan, and have no bad credit record;
3. There is a legal and effective purchase contract;
4. If the newly purchased house is used as the maximum mortgage, it must have a legal and effective purchase contract, the age of the house is within 10, and the down payment of not less than 30% of the total price of the purchased house has been prepared or paid;
6. If a mortgage loan has been purchased, the original mortgage loan has been repaid for more than one year, the loan balance is less than 60% of the value of the mortgaged house, and the mortgaged house has obtained the property ownership certificate, and the age of the house is within 10 years;
7. Being able to provide effective guarantee recognized by the loan bank;
8. Other conditions stipulated by the lending bank.