The conditions for vehicle mortgage loan are as follows: 1. The applicant is a natural person who has reached the age of 18 and has full capacity for civil conduct, and can provide valid identification; 2. The applicant has lived in the local area for a long time and has the ownership of the local mortgaged vehicle; 3. The applicant has a legal and stable job and income source, and has the ability to repay on time; 4. The applicant's personal credit is good, and there are no bad credit records such as overdue and cashing in the credit report; 5. Other conditions stipulated by the lending bank. Automobile mortgage process: 1. The lending institution receives the information provided by the applicant (valid certificate of owner's identity and certificate of vehicle ownership); 2. Visit the applicant's home, investigate and estimate the vehicle value; 3. The lending institution initially sets the loan amount; 4. Handling entrustment notarization and loan notarization; 5. The lending institution accepts the relevant documents of the applicant; 6. Go through the mortgage registration formalities, and the mortgage institution lends money. Legal basis: Article 11 of the Interim Measures for the Administration of Personal Loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.

Second, what are the conditions in the car mortgage?

Required information:

1, the license plate must be in the borrower's name;

2. The license plate is the location of the lending institution;

3. The bare car price is at least 50,000 yuan;

4. The longest age of the car cannot exceed ten years;

5. The vehicle has no mortgage.

In addition, the conditions for handling automobile mortgage through different lending institutions will be different. Therefore, borrowers need to negotiate with lending institutions in advance before handling loans, and make preparations in advance before applying for loans.

Third, does China Construction Bank need to deduct the car from its mortgage loan? What conditions does CCB have in automobile mortgage?

With China's auto market hitting record highs year after year, more and more people apply for automobile mortgage. After all, compared with mortgage loan, the term of automobile mortgage is shorter and more suitable for short term. Do I need to impound my car when I mortgage my car loan at CCB? What conditions does CCB have in automobile mortgage?

Does China Construction Bank need to impound its mortgage loan?

First of all, it is not necessary to detain the car when handling the mortgage loan at China Construction Bank. The owner needs to provide the bank with the relevant documents of the mortgage car, which is the so-called mortgage card without detaining the car.

Secondly, before CCB handles the automobile mortgage, we need to clarify the handling process and required materials of CCB's automobile mortgage.

Provide application materials: personal loan application form, personal identification documents (ID card, household registration book, married spouse identification of the borrower, etc. ), household registration certificate, personal income certificate, personal property or income certificate, car purchase intention certificate provided by the car dealer, car purchase down payment certificate, etc.

Handling process: the owner applies to the bank, fills in the form and submits the information; Then the bank signs a loan contract and a guarantee contract with the borrower, and goes through relevant notarization and mortgage registration procedures. Finally, after the approval of the bank, the loan will be transferred to the borrower's account in accordance with the contract.

What conditions does CCB have in automobile mortgage?

1. The borrower needs to have stable professional and economic income, or assets that can be easily realized to ensure that the loan can be repaid on time.

2. The borrower is willing to accept other conditions deemed necessary by CCB.

3. The borrower should have enough down payment for car purchase.

The above is the answer to "Do CCB mortgage loans need to be impounded?" I hope I can help you! 4. How to mortgage the car loan with the Green Paper?

Conditions for handling automobile mortgage:

1. The loan applicant is a citizen of China with the age of 18-65;

2 have a stable economic income and the ability to repay the principal and interest of the loan;

3. The borrower has a good credit record and no bad credit record;

4. Legal and valid certification materials of mortgaged cars (vehicle registration certificate, etc.). );

5. Being able to provide effective guarantee recognized by the loan bank;

6. Other conditions stipulated by the lending bank.

Handling the automobile mortgage process:

1, the customer provides the materials of the vehicle to be mortgaged;

2. The appraiser of the borrower evaluates the vehicle to be mortgaged;

3. The borrower and the lender negotiate the value of the mortgaged vehicle;

4. The borrower and the lender sign a vehicle mortgage contract and notarize it at the same time;

5. The borrower and the lender shall go through the mortgage registration and relevant documents at the vehicle management office;

6. The lender drives the vehicle to the parking lot designated by the borrower, gives all the car keys to the company for safekeeping, and the borrower issues a receipt list and pays the mortgage amount at the same time;

7. After the mortgage expires, the lender and the borrower go through the repayment and mortgage cancellation procedures, repay all the loans, and cooperate with the borrower's vehicle management office to go through the mortgage registration cancellation procedures and get the car keys.

8. After the loan expires, the mortgage shall be released.