For example, if you want to buy a house or a car, you will buy it once you have enough money and ability, and you will not have to worry about borrowing money. Those who have no money or ability will not buy it at all, so there won’t be too much entanglement. Hell is also one of the six life forms. It is not a place or space where people in hell go directly to suffer as you imagine. The beings in hell are sentient beings in hell, not humans. Hell beings are also born through the bardo and cannot be passed directly by humans. How to take the phase in the bardo is based on past karma and habits. The so-called great evil people refer to those who are greedy, angry, foolish, conceited, suspicious, and full of evil thoughts. Therefore, without the opportunity and ability to think good, they will fall straight into hell and be born. This process is also consistent with the law of dependent origination. Direct fall does not mean that there is no karma and retribution, but it means that there is no chance and ability to change.