Hello, if you are in urgent need of money, you can consider using loans to relieve your pressure, and at the same time try your best to make money. There are many ways to apply for a loan now. You can apply for a loan from the bank by mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.
I recommend you to use the money flower, which is a credit service brand under Du Xiaoman Finance (formerly Baidu money flower, renamed as "money flower" in June 2065438+08). Big brands are reliable and trustworthy with low interest rates. The money is spent-full of easy loans, the maximum loan amount is 200,000 (click the official calculation), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua, please borrow it reasonably according to your needs. Specific product-related information is subject to the actual page of Youhuahua official APP. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.
Where can I borrow money? I need it urgently recently.
If you have a card of China Merchants Bank, China Merchants Bank has a lightning loan business. You can log in to the mobile banking APP of China Merchants Bank and click "My → All → Loan" to try to apply or inquire whether you meet the application conditions (whether you can get the quota or not depends on the system evaluation results).
Basic conditions for lightning loan application:
1, with China Merchants Bank card;
2. The age of the lender is generally between 23 and 60 years old, and the age plus the loan period is generally not more than 60 years old;
3, have the ability to repay the loan on time, no illegal behavior, good credit.
Tips:
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 200,000, which is subject to the loan page. The minimum amount of a single withdrawal is 1000, and the maximum amount does not exceed the limit, and it must be an integer multiple of 100.
3. There are two ways to apply for a loan within the lightning loan limit:
(1)15min lending: automatic lending within 5 5- 10/0min, and lending immediately after lending is approved, with SMS notification.
(2) Lending on T+ 1 day: there will be telephone verification within t+1day, and the loan will be arranged after the information is confirmed. If you don't answer after three times of active contact, the application fails and you need to apply again.
4. When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.
(Response time: April 2022 14. Please refer to the latest business changes announced by China Merchants Bank in official website. )
Where can I borrow money urgently now?
If you need money urgently, you can borrow money through the following channels:
I. Bank loans
Many banks have launched online pure credit loan products, which can be applied directly through the mobile banking client. The whole process is online and the procedure is simple. It generally takes about 10 working days from the submission of the application to the issuance of loan funds (the specific arrival time will vary from bank to bank, depending on the actual situation).
Second, the online lending platform
Many online lending platforms have simple application thresholds and can operate loans by providing personal ID cards and bank cards. Apply on the same day, and the loan will be approved as soon as possible, even in a few minutes. You can apply on the following online lending platforms:
1, the degree is small and complete.
The original Baidu Finance was operated independently after being split and financed by Baidu Financial Services Group. The loan amount ranges from 500 to 200,000. The annualized interest rate starts at 7.2%, and the minimum interest of 10,000 yuan a day is two yuan. The loan term can be 3, 6, 12 months. Borrow it on the same day and pay it back the next day, with daily interest.
2. Ants borrow it
The credit consumer loan products launched by Ant Consumer Finance are designed for ordinary consumers. The threshold for application is sesame score above 600. According to sesame score, the loan amount ranges from 1000 to 300,000. The longest loan term is 12 months, and it is supported to be repaid as you borrow. The daily interest rate of the loan is between 1.5 and six ten thousandths.
3.JD.COM gold bars
The loan products of JD Finance mainly provide cash loan services for users with good credit. The maximum withdrawal amount can reach 200,000. You don't need a mortgage, you just need to bind a bank card to get a loan. Loan-as-you-borrow repayment is supported, and repayment can be made in advance or in different terms such as 1, 3, 6, 12. The minimum daily interest rate is 0.025% and the maximum annualized interest rate is not more than 36%. The monthly interest rate is 0.39%- 1. 13%/ month.
4360 IOUs
The personal and microfinance platform of 360 Digital Branch (formerly 360 Finance) provides consumer loans based on 360 big data. The maximum loan amount is 200,000. From one thousand loans 12 daily fee 17 cents, the annualized interest rate starts from 7.2%. It can be divided into 24 periods at the longest.
5. Comfortable flowers
Consumer finance immediately launched a revolving line of consumer loan products. According to the user's credit situation, provide loans ranging from 5 million to 200 thousand. The annualized interest rate of the loan is between 7.2% and 24%, and the average daily interest of a thousand loans is 0. 1 1 to 0.39. The loan term is 3, 6, 12, 24 and 36 installments.
6. Meituan borrows money
The unsecured loan service provided by Meituan Finance for Meituan merchants and consumers. Open applications for users aged 20-55 who have completed real-name registration on Meituan platform. The maximum loan amount is 300,000 yuan, and the annualized loan interest rate is 7.2%, which can be divided into 36 installments at the longest.
7. Stage music
Lexin's financial service platform provides personal consumption credit and scene staging. The maximum loan amount is 200,000 yuan, the expected annualized interest rate on the loan day is between 0.02% and 0.0483%, and the loan is within 1 10,000 yuan, and the longest interest-free period is 30 days. The longest loan period is 36 periods.
8. Weibo borrows money
Weibo's credit service products. The maximum loan amount is 200,000 yuan, the longest loan period is 12 months, and the daily loan interest rate is 0.04% (subject to the approval result).
9. Zhilian Good Loan
Credit loan products under Zhaolian Finance. The maximum loan amount is 200,000 yuan, the longest loan period is 36 months, and the daily interest rate is between 0.029% and 0.0495%.
It is not good to use money urgently to collect credit. Where can I borrow money?
Bad credit is a stumbling block on the road to loan. Many people think that without good credit, loans will not come down. In fact, bad credit depends on the degree. As long as there are no black households who are overdue or even tired, there is still a chance to make a payment. Of course, the choice of platform is also very important. Then, where can I borrow money in case of bad credit? Today, I will give you an inventory.
Where can I borrow money in case of bad credit?
1, flower viewing: CreditEase Pratt & Whitney's products have always been one of the hot-selling targets of intermediaries, because the threshold is really low and it has been relaxed many times, and payout ratio is not bad. There are examples of paying for credit information without overdue. Generally, after submitting the information, you will not call back, and the whole system will automatically approve the loan.
2. Borrowing flowers: Although Ctrip Finance's borrowing flowers is not a new platform, the borrowing rate has been very stable. Although the loan will also check the credit information, generally, as long as the credit information is not black and the money is irrelevant, the loan can be made if the person is 20-45 years old and the mobile phone number of the real-name registration system is more than 3 months.
3. People's livelihood is easy to borrow: It was a long time ago, but the threshold has been relatively lowered. Uninvited customers can also take the initiative to apply, requiring 24-50 years old, good big data and credit information. Black households without credit also have the following examples. Most investors will apply to the bank for credit information, so they must remember to repay on time and never overdue.
4. Have money to spend: If you have a small full financial credit loan, you can apply for a full easy loan with a maximum amount of 50,000. If you are 18-55 years old (non-student) and have good credit, it is easier to get a loan. Credit is not good, as long as it is not a black customer, there will be opportunities, because credit will be checked on credit, so it is recommended to borrow cautiously. Remember to pay back the money on time.
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