Not exactly.

ICBC's credit card will not be overdue as long as the minimum repayment is made, and there will be no bad credit record. However, banks will charge penalty interest and late fees. The charging standard of penalty interest is: five ten thousandths of the daily bill is charged according to the cash withdrawal amount from the cash withdrawal date. The late payment fee of each bank is 5% of the unpaid part of the minimum repayment amount, and the late payment fee is calculated at five ten thousandths.

2. How to calculate the minimum repayment amount of ICBC?

The minimum repayment amount is 65438+ 00% of the amount owed. If you only pay the minimum monthly payment, you can't pay it off. If you pay a fixed amount, you can pay it off, for example, 500 yuan every month.

If you want to pay off in a year or so, you can choose to pay off by installments. If you want to pay it off in two or three months, don't choose installment.

I hope I can help you. If you don't understand, you can ask questions. If you have solved the problem, please click "Select the satisfactory answer" below. Thank you.

The third is the minimum repayment of ICBC Bank.

If you pay the bill on July 1 day, the current repayment amount is 1000 yuan and the minimum repayment amount is 100 yuan, then the minimum repayment amount is 1 00 yuan deposited on July1day, so that your personal credit record will not be affected, and on July 2,

4. How to check the minimum repayment amount of ICBC credit card?

1 commercial bank "and open China Industrial and Commercial Bank official website.

2. Find the "Personal Online Banking Login" option in official website and click it.

3. Input from

4. Click the query option in the personal interface.

5. Then you can check the minimum repayment amount in the billing interface.