CCB has a personal consumption line loan. You can borrow cash with the facade as collateral. The maximum loan amount is 50% of the value of your collateral. The longest loan is 10 year, and the interest is calculated according to the commercial loan interest.
Two, CCB individual industrial and commercial households loan conditions
"Fast loan for individual industrial and commercial households" refers to the operating loan issued by China Construction Bank to natural persons with individual industrial and commercial households or sole proprietorship enterprises through Internet channels.
Applicable customers: individual industrial and commercial households or sole proprietorship enterprises with good credit status and engaged in industries that conform to the national industrial policy and the credit policy of China Construction Bank.
Handling conditions: approved and registered by the State Administration for Industry and Commerce, established 1 year or more; The operator is over 18 years old and not over 65 years old; The borrower opens a personal settlement account in China Construction Bank; The balance of operating loans of borrowers and their business entities in other banks in co-borrower shall not exceed 5 million yuan.
Loan amount: The loan amount is determined by comprehensively considering the assets, liabilities, transaction settlement, tax payment and other information of the borrower and its business entities. The maximum loan amount for a single household is 3 million yuan.
Three. What are the requirements for the longest loan for individual industrial and commercial households in CCB 10 years?
Loan conditions for individual industrial and commercial households of China Construction Bank:
Approved and registered by the State Administration for Industry and Commerce, the operating time is more than one year, the operator is at least 18 years old and not more than 65 years old, the loan applicant has opened a personal settlement account in China Construction Bank, and the loan balance of the loan applicant and co-borrower business entity in other banks does not exceed 5 million yuan.
Four, CCB individual industrial and commercial households operating fast loans how to renew loans?
Operation methods of individual industrial and commercial households in CCB to operate fast loans and renew loans.
1. Prepare and carry your ID card and loan contract.
2. Second, go to the loan machine.
3. Submit the loan deferred repayment application to employees.
Four ingredients.
Finally, with the help of the staff, it was finished.