"People's Public Servant Loan" and "angels in white Loan" are the exclusive credit products tailored by Shandong Rural Commercial Bank system for civil servants and medical workers, which have obvious exclusive characteristics and product advantages, and fully embody the characteristics of high credibility and great contribution of civil servants and medical workers.

The credit lines of "People's Public Servant Loan" and "angels in white Loan" are higher than ordinary loans. The maximum credit limit of credit loan can reach 2 times of the annual household income, and the maximum guarantee method can reach 4 times of the household income. In the actual loan process, the loan interest rate is determined according to the customer's credit rating and repayment ability, and the differential interest rate is implemented for the annual assessment of civil servants and medical workers and the batch credit granting of the same unit.

Civil servants and medical workers can complete contract signing, loan issuance and loan repayment by themselves through electronic channels such as mobile banking, and the application process is simple and the loan is fast. By the end of September, the rural commercial bank system of the whole province had issued loans of 50,637,106.67 million yuan to civil servants and 1 19,17.77 million yuan to medical staff.