The normal loan of provident fund depends on the conditions before applying for a loan, while the loan time in Zhaoqing City, Guangdong Province is a normal working day from Monday to Friday. However, the provident fund can only apply for a loan if it has purchased a house for half a year or more and provides a house purchase and rental contract. After the application is successful, it takes three to five working days to transfer the amount to the provided account.
Second, how long does it take to apply for a provident fund to lend money?
If the materials are complete at the time of loan approval, the approval time is about 15 working days;
Because it involves evaluation, mortgage registration and other links, different customers have different situations;
Specific lending time, cancellation, etc. , you need to contact the handling branch or loan account manager for confirmation.
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If the online loan application has not been answered, you can directly dial 95555 to enter the manual consultation of loan application!
3. How long can the provident fund loan be released?
It generally takes 2~3 months to complete the approval of the provident fund, and the housing provident fund loan rules require that the loan should not exceed 3 months. Time course of provident fund loan: 1. If there is no need for reconsideration, it usually takes about half a month to approve the provident fund loan after submitting the materials. 2. After the approval, it is necessary to handle the transfer, and the loan will be released about 7~ 10 days after the transfer formalities are completed. "Regulations on the Management of Housing Provident Fund" Employees may withdraw the storage balance in the housing provident fund account under any of the following circumstances: 1, purchase, build, renovate or overhaul their own houses; 2. Retired; 3, completely lose the ability to work, and terminate the labor relationship with the unit; 4. Go abroad to settle down; 5. Repay the principal and interest of the owner-occupied housing loan; 6. renting a house for self-occupation; (Employees and their spouses who have no own houses in Beijing and rent public rental houses or commercial houses can withdraw the housing provident fund to pay the rent. ) 7, life is difficult, is receiving urban subsistence allowances; 8. Encountering unexpected events, causing serious difficulties in family life; 9, migrant workers and units to terminate the labor relationship; 10, has been sentenced, sentenced or reached the statutory retirement age of the country at the expiration of his term of office; 1 1, dead or declared dead; If an employee withdraws the housing provident fund in accordance with Article 4 of these Measures (1, 5, 6, 7 and 8), his spouse may withdraw the housing provident fund from his account at the same time. After the provident fund loan is approved, it will generally be released within one to two months. Customers who have received the notice of examination and approval shall go to the business outlets to sign loan contracts and handle mortgage registration and other related procedures within the agreed time. This link will take about three to five days, and it can be completed in a week, and then they will enter the loan link. Customers just need to wait patiently. As for the time required for the preliminary examination, it is about one month. So generally speaking, it takes about two or three months from the time when a customer submits a mortgage application to the time when he receives the loan. However, it should also be noted that if there is a shortage of funds, coupled with busy business, lending is likely to be delayed, and it may take three to five months to get in place, or even longer, that is, it has entered the phenomenon of waiting for loans. And if the customer waits too long, for example, more than half a year, the customer can take the initiative to call for consultation and can urge it appropriately.
4. What is the lending time of Zhaoqing Provident Fund?
After mortgage registration of provident fund loans, loans will generally be released within 15 working days. However, the policies and banking policies of provident fund management centers in different regions are different, and there will be some differences. It is recommended to contact the provident fund management center to determine the time, subject to the release time.