6. 125% is 25% higher than the original benchmark interest rate of 4.9%, that is, 4.9% multiplied by 1.25 equals 6. 125%, which belongs to the middle and high level. Generally, the interest rate for the first suite is 10% to 20%, and the interest rate for the second suite is 30%. Yours is between the first and second suites. However, it is different because of the different interest rate policies of each bank!