About 4.35%, the longer the general time, the higher the interest, because now all debts need to be repaid by both husband and wife, so the loan also needs to be signed by both husband and wife, which is more formal.

If it is a loan, you still need to go to a professional place to handle it, which is not only less interest, but also safer. As long as the procedures are complete, it can be handled, which is more convenient, and it will not take improper channels and cause unimaginable consequences. If you borrow money from us, you must repay it within the specified time, otherwise it will directly affect our reputation. In this society, the influence of credit is very far-reaching, and I hope it can be adopted.