The housing loan interest rate of Hebei Bank fluctuates according to the central bank's benchmark loan interest rate, and the fluctuation range is determined according to the borrower's credit situation. The usual floating range is 0.5 to 2 percentage points, and the benchmark interest rate of central bank loans is:

The first is the benchmark interest rate of commercial loans.

1. Within one year (including one year), the interest rate is 4.35%.

2. The loan term is one to five years (including five years) and the interest rate is 4.75%.

3. If the loan term exceeds five years, the interest rate is 4.90%.

The second is the benchmark interest rate of provident fund loans.

1, less than five years (including five years), and the interest rate is 2.75%.

2. For more than five years, the interest rate is 3.25%.

The above interest rates are for reference only, subject to the mortgage contract of Hebei Bank.