Sales contract, income certificate, etc. If there is repayment, it is necessary to provide proof of unit repayment, which needs to be approved by the provident fund center.
Extended data:
Allocation of approval time for provident fund loans:
__ 1. The loan application (fill in the housing provident fund loan application form) will be completed on the same day.
__2. The bank shall conduct pre-loan review, and report to the municipal housing provident fund management center for review after approval, which shall be completed within 2 working days.
__3, the city housing provident fund management center to review the loan, completed in 1 working days.
__4. After approval, the loan bank signs a loan contract with the borrower, and the loan contract will be completed within 2 working days.
__5. If the guarantee is selected, the guarantee company shall go through the counter-guarantee mortgage formalities, which shall be completed within 6 working days; If mortgage guarantee is selected, the borrower shall go through the mortgage insurance formalities and complete them within 7 working days; If the pledge guarantee is selected, the bank shall go through the pledge formalities.
__6. The loan bank will submit the borrower's information to the municipal housing provident fund and settle it within 2 working days.
__7, city housing provident fund management center for examination and approval of loan materials, completed within 3 working days.
__8. The borrower goes to the loan bank to handle the transfer formalities, which will be completed within 1 working day.
Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.
20 1 1 The Ministry of Housing and Urban-Rural Development, together with other departments, is studying the revision of the regulations on provident fund and liberalizing the provision that individuals withdraw provident fund to pay housing rent. 20 13 Some cities have introduced measures to allow employees suffering from major diseases or their immediate family members to withdraw provident fund for emergencies. 20 14 Three departments issued a document to cancel the housing accumulation fund, individual housing loan insurance, notarization, new house evaluation and compulsory agency guarantee, so as to reduce the burden on loan workers. In 20 15, the regulations on housing provident fund management stipulated that the contribution ratio of housing provident fund for employees and units should not be lower than 5% and not higher than 12%. From February 2, 2006 to February 0, 2006, the deposit interest rate of employee housing provident fund account was adjusted to be based on the one-year fixed deposit benchmark interest rate, and the increased interest rate was 1.50%.
2018 On September 7th, Beijing adjusted the housing provident fund personal housing loan policy, with an annual loan of 654.38+10,000 yuan, with a maximum loan of 12 years/0.2 million yuan. 20 19123 October19 housing provident fund withdrawal business did not submit a paper withdrawal application.