1. Application Form: It is very important to fill out the application form for automobile consumption loan. Generally speaking, important information in the form, such as age and repayment ability, will be an important condition for your successful loan application.

2. Personal data: household registration book, guarantor's ID card, housing certificate and personal income certificate. All documents must be original and photocopy, and generally two copies need to be prepared.

3. Proof of repayment: To buy a car by stages, you must have a stable source of income and need to provide your own running bill for three to six months. Note: In general, the monthly contribution will not exceed 60% of the total disposable income of the family.

4. The third-party natural person shall provide guarantee for repayment of loan principal and interest. Note: Husband and wife cannot guarantee each other.

5. During the loan period, it must be insured by an insurance company recognized by the bank at one time.

6. Other conditions stipulated by the bank.

2. What are the procedures for foreigners to borrow money to buy a car?

There is no hukou restriction for handling car loans in auto financing companies. As long as the borrower has a stable job and income, can repay in full and on time, can provide valid proof of residence, and has a good personal credit record, he can apply for a loan.

3. What are the procedures for buying a car with a loan?

If you need to successfully apply for a loan, you need to meet the standards set by the bank. The following is the information you must provide when you buy a car by mortgage.

1. Original ID card, household registration book or other valid proof of residence, and provide a copy;

2. Occupation and economic income display;

3 car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents required by the Cooperation Organization.

After providing these car mortgage procedures, you need to meet some other conditions before you can apply for a car:

1. Have valid identity and full capacity for civil conduct;

2. Fixed and patient address indication can be provided;

3. Have a stable job and the ability to repay the loan principal and interest on schedule;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the lender;

6. Other conditions stipulated by the Cooperation Organization.

After meeting the above conditions for buying a car by mortgage, you can go through the formalities smoothly. Just go to the loan bank and apply for a personal automobile mortgage. In addition, after providing these materials, the bank has to do a good job of examination and confirmation before it can be approved. Million car purchase subsidy

4. What are the procedures for personal car loan?

The procedures required for personal car loans include:

1. Personal loan application;

2. Personal valid identity documents. Including identity cards, household registration books, military officers' cards, passports, and travel passes for compatriots from Hong Kong, Macao and Taiwan. If the borrower is married, the identity certificate of the spouse shall be provided;

3. Household registration certificate or long-term residence certificate;

4. Personal income certificate, family income or property certificate when necessary;

5. Certificate of intention to buy a car issued by the car dealer;

6. Proof of down payment for car purchase;

7. If the purchased vehicle is secured by other means than mortgage, the relevant materials of the guarantee shall be provided, including the pledge certificate, the ownership certificate and evaluation certificate of the mortgaged real estate, and the letter of intent for third-party guarantee, etc.

8. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the vehicle's affiliation agreement and lease agreement with the transport fleet;

9. The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a car purchase intention certificate and a vehicle evaluation report issued by an evaluation agency recognized by the bank; Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc.