The current housing prices are so high that many people just want to stop. Now many people have the need to buy a house, but they can't afford to buy a house in full, so people choose mortgage loans to buy a house. Because the loan policies of different cities are different, it is necessary to understand the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to buy a house in Maanshan, what is the down payment for the house of 1.3 million? How much is the monthly payment? Let me show you the relevant information below!

For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is,1300000 * 30% = 910000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the appraised house price, that is, if the total house price is 1.30 million, the down payment needs 1.30 million * 50% = 650,000; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and monthly payment for buying a house in Maanshan, if you plan to buy a house of 6,543,800+3,000 in Maanshan, you should make adequate financial preparations. The down payment is also a big expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Maanshan housing loan I provided for you, and I hope it will help you!