The fast loan of China Construction Bank is used to inquire and submit credit information. Not only will overdue records be uploaded to the People's Bank of China for credit reporting, but normal loan records will also be recorded in the People's Bank of China's credit reporting system.

1. Credit information of normal repayment: The normal loan records of CCB's fast loan will be summarized by CCB and sent to the credit information system of China People's Bank. Normal repayment records help to increase personal integrity and maintain personal good credit.

2. Overdue records for credit investigation: There is no grace period for CCB's fast loan, and credit investigation will be conducted as long as it is overdue. If there are overdue records in the personal credit report, it will have an adverse impact on future applications for mortgage, car loan and credit card (debit card).

Because there is no grace period for CCB's fast loan, once it is overdue, in addition to timely repayment, it is necessary to contact CCB staff to explain the situation in time so as not to affect personal credit information.