Applying for a loan has nothing to do with whether you have a credit card or not. If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank outlets. Please dial 95555 at 8:30- 18:00, and select "2 manual service-"1"personal banking business-"4 "personal loan business to enter the manual service to provide loans for more city information.

2. Can I apply for an ABC credit card or loan without any proof of assets?

You can apply for a credit card or loan as long as you can prove your repayment ability.

3. Can I get a loan without a credit card?

Credit card is not a necessary condition for loan. You can apply for a loan as long as you meet the loan conditions. Unless, of course, you need a credit card. The basic conditions for applying for a loan are as follows: 1, legal and valid identification. 2. At least 18 years old, and the age plus loan period shall not exceed 70 years old. 3. Have the ability to repay the loan principal and interest on time. 4. Abide by the law, be honest and trustworthy, and have no illegal acts. At present, there are no criminal cases or civil cases against them. 5. The credit is good, the loans and credit cards under the names of the customers and their spouses are not overdue at present, and the credit records meet the product access requirements. Those who meet the application conditions can apply to the bank. For more information about getting a loan without a credit card, please visit:/ask/D7b1fa1615840711.html? Zd view more content