Legal analysis: In normal repayment, the repayment account number is usually the borrower himself. If another person is needed as the repayment account number, it needs to be the same borrower. But some banks don't allow it, and only the main borrower can be the repayment person. Prepayment: Generally, most banks can repay through others, and the repayment method is to transfer money from the account of the repayment person to the recorded "loan account number".

Legal basis: Interim Measures for the Administration of Personal Loans.

Article 4 Personal loans shall follow the principles of compliance with laws and regulations, prudent operation, equality, voluntariness, fairness and good faith.

Article 5 Lenders shall establish an effective whole-process management mechanism for personal loans, formulate loan management systems and operating procedures for each loan type, define the corresponding loan objects and scope, implement differentiated risk management, and establish an assessment and accountability mechanism for each operation link of loans.