Current location - Loan Platform Complete Network - Loan intermediary - I borrowed 6.5438+0.2 million yuan from Ping An Bank and paid it back in two years. How much do I have to pay every month?
I borrowed 6.5438+0.2 million yuan from Ping An Bank and paid it back in two years. How much do I have to pay every month?
5376 yuan. Generally speaking, there are two repayment methods for bank loans: equal principal repayment and equal principal and interest repayment. The repayment method in average capital is that the monthly repayment amount is fixed, but the monthly repayment interest is different and gradually decreases. Matching principal and interest repayment means that the monthly repayment amount is fixed, but the monthly repayment interest is the same and the total repayment amount is the same. You choose the repayment method of equal principal and interest, and the loan interest rate is 5.5%, so the monthly repayment amount is 5376 yuan.