In fact, 202 1 can still borrow money to buy a house, but as the Spring Festival approaches, the progress of mortgage acceptance is slow and the funds are tightened, so both the review progress and the loan progress are much slower than before.

However, it should be noted that even if you can apply for a bank loan to buy a house, buyers must meet the conditions before they can apply. The details are as follows:

1. The borrower has a stable occupation and income, good credit and the ability to repay the principal and interest of the loan.

2. The loan amount is determined according to the borrower's credit status, occupation, repayment ability and the liquidity of the purchased house.

3, the purchase contract letter of intent or other documents.

4. Other certificates required by the lending bank.