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Do you mean the online merchant bank when you say online merchant loan?
Online merchant loan is an operating loan launched by online merchant banks for small and micro enterprises and individual entrepreneurs. It is an unsecured and unsecured pure credit loan based on the operator's operation and credit situation. Lending is fast and loan repayment is flexible.

You can see your online merchant loan amount in Alipay-My-Online Merchant Loan. If the page needs authorization, first click the agreement and check the limit, and then click borrow money. You can also apply for online merchant loans through online merchant banks.

If you don't see the online merchant loan entrance in Alipay-My account, or click it and you are prompted that it is temporarily not supported, it means that your account can't open online merchant loans at present, so I suggest you pay attention to it in the future. Whether the online merchant loan can be opened is comprehensively evaluated by the system from time to time, and manual intervention is impossible.

If you can't open online business loans, you can consider big brand credit products such as Alipay Loan, Tencent Micro Loan and Xiaoman Financial Money Flower. Qianhua is a credit brand owned by Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services and borrows money to Xiaoman Financial APP.

Xiaoman Finance will earnestly implement the call of the state to support small and micro enterprises to tide over the difficulties. Its credit service brand has the money to fully support small and micro production and operation, and Xiaoman Finance is the first choice for most small and micro owners' capital turnover. It is reported that 70% of credit users of Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of loans to small and micro business owners.

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.