Nowadays, high housing prices have discouraged many people who just need it. Nowadays, many people have the need to buy a house, but they can't buy a house in full, so people choose mortgage loans to buy a house. Because different cities have different loan policies, it is necessary to master the local real estate policies, because only in this way can we arrange the funds on hand reasonably and use them correctly. If you plan to buy a house in Huangshi, how much is the down payment for a 2.04 million house? How much is the monthly payment? Let's take a look at the relevant information!

For the purchase of the first suite, the down payment ratio of commercial loans shall not be less than 30% of the total house price, that is, 2040000 * 30% = 1428000 yuan, and the loan period shall be 30 years; Using provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the assessed house price. That is to say, for a house with a total house price of 2.04 million yuan, the down payment needs 2.04 million * 50% =/kloc-0.02 million yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and monthly payment of Huangshi house purchase, if you plan to buy a house of 2.04 million yuan in Huangshi, you should make full financial preparations. The down payment is not a small expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Huangshi housing loan I provided for you. I hope it will help you!