It should be noted that some banks stipulate that only when the loan principal and interest are repaid in full and on time within a certain period of time can they apply for a second mortgage, and find a guarantee company to handle it. First, they should settle the remaining mortgage, cancel the mortgage registration, get back the real estate license from the bank, and then handle the house mortgage loan with the real estate license.
Pawn mortgage or professional loan company mortgage has different regulations on mortgaged real estate, and there will be requirements on the completion date of real estate in the region. For example, the real estate before 1995, or some smaller real estate, may not finish the second mortgage, even if it can be loaned, the loan amount will be less.
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