Refers to loans granted by non-bank financial institutions to self-approved enterprises or projects by using their absorbed foreign exchange funds or self-raised foreign exchange funds. ?
Foreign exchange lending is divided into short-term foreign exchange lending and medium-and long-term foreign exchange lending according to the term. Foreign exchange lending targets are domestic and foreign legal persons. The foreign exchange loans of finance companies are limited to enterprises within the group. The foreign exchange lending rate is subject to the interest rate stipulated by the People's Bank of China, or fluctuates within the range stipulated by the People's Bank of China. ?
Foreign exchange loans issued by non-bank financial institutions or loans issued by financial companies to overseas institutions of the Group must be reported to the State Administration of Foreign Exchange and its branches for examination and approval.
Relaxation is a policy, such as relaxing the loan policy.
Loan is a way to use credit funds. In the case of repayment, certain interest is paid according to the amount and time of borrowing. A loan is a way to borrow money from a bank with your property as collateral when there is a problem with funds.