1. Financial difficulties: The lover may have his own financial problems to solve, such as repaying the loan and paying the living expenses, so there is no extra money to lend you.
2. Unwilling to get involved in your problems: Your lover may not want to get involved in your financial problems, and may feel that this is your own responsibility and should not involve him.
3. Change of view on the relationship: Your lover may be confused about your request or don't know how to respond, which may lead him to reconsider the relationship with your.
4. Don't trust you: If there is a trust problem between you, your lover may not be willing to lend you money because he may think you won't repay it on time or not.
5. Don't want to have economic ties: Your lover may not want to have any economic ties with you, may feel unfair or don't want to be responsible for your financial problems.
In short, if your lover is unwilling to lend you money, you should respect his decision and try to understand his position. At the same time, you should also consider finding others to help you solve your financial problems.