Commercial loans and provident fund loans should be applied within the same period. In portfolio loans, the loan term, loan date and repayment date of provident fund loans and commercial loans can be different, but different interest rates are implemented.

Borrowers who meet the conditions of commercial loans for individual housing and pay housing provident fund at the same time can apply for personal housing provident fund loans at the same time, that is, borrowers can apply for personal housing provident fund loans and personal housing commercial loans from banks at the same time with the purchased urban self-occupied housing (or other guarantee methods recognized by banks) as collateral.

Extended data

The repayment process of portfolio loan is as follows:

1 telephone reservation. For CCB customers who need to repay in advance, the first choice is to call the CCB customer service hotline 95533 to make an appointment in advance and wait for the other party's notice. At the same time, carefully check the bank's prepayment requirements and pay attention to whether it is necessary to prepare prepayment penalty.

2. Fill in the application form. After receiving the notice from the other party, go to CCB outlets to get the application form and fill it out. At the same time, prepare the required materials, such as ID card and loan contract, and submit them to the bank for approval.

3. Telephone notification from the bank. After the bank approves, the bank will call.

4. Go through the repayment procedures. The repayment person carries the relevant documents to the bank to handle the prepayment procedures.

5. Repay in advance. After the formalities are completed, go to the bank counter to repay the money, and some banks can directly transfer the money to the card.

6. others. If it is paid off at one time, you need to decompress and cancel.

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