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How to apply for Yiren Loan

1. How to apply for Yiren Loan

It is recommended that customers choose formal banking channels to apply for loans, such as Agricultural Bank of China’s “Wangjie Loan”.

Wangjie Loan refers to a small-amount consumer loan issued by Agricultural Bank of China to individual Agricultural Bank of China customers who meet specific conditions. Customers can apply for it on their own, receive it quickly, and use their credit on their own.

“Wangjie Loan” implements the process of self-service application, automatic review and approval, online signing of credit contracts, and self-service credit use. The application process is as follows:

(1) The borrower logs into the online channel designated by the Agricultural Bank of China (personal online banking, mobile banking) and enters the "NetJie Loan" application interface.

(2) The borrower understands the "Wangjiedai" product situation, basic loan conditions and processing procedures.

(3) Fill in the basic information, including the loan period to be applied for, borrowing and repayment accounts, mailing address, etc.

(4) The system verifies the validity of the mobile phone number.

(5) Sign the "Personal Credit Investigation Business Authorization Letter" online.

(6) Confirm the loan information, proposed loan amount, loan purpose, etc.

(7) After reading and signing the "Personal Self-Service Small Credit Consumption Loan Contract" online and completing the application information, the applicant submits the loan application.

The maximum loan amount is 300,000 yuan, and the minimum is 3,000 yuan; the customer's specific limit will be determined based on the customer's business situation in Agricultural Bank of China.

2. Is Yirendai unable to withdraw cash? How to apply for a loan

Yirendai supports cash withdrawal. There is a withdrawal option in my account. If you follow the steps, you can successfully withdraw cash. The method for applying for a Yirendai loan is: 1. Download the Yirendai APP; 2. Register your Yirendai account; 3. Select the appropriate loan product and click Apply Now after confirmation; 4. Fill in the relevant information and evaluate your limit; 5 , enter the specific loan amount and term, and wait for review; 6. The loan will be transferred to your account as soon as possible.

3. How to repay Yirendai student loan

It is recommended to apply for a loan through formal channels: such as Agricultural Bank of China. The definition of Wangjie Loan refers to the individual customers of Agricultural Bank of China who meet certain conditions. Small-amount consumer loans are applied by customers themselves, quickly credited, automatically approved, and self-serviced. Application conditions (1) Basic conditions 1. Be at least 18 years old and not more than 60 years old, and have Chinese civil capacity. 2. Be a Hezi Bank customer and hold a security certification tool issued by our bank. (Currently only second-generation K-Bao customers are supported) 4. The credit status is good, 5. There is no unexpired "NetJiedai" loan limit, and there is no unsettled "NetJiedai" loan balance. 6. The income is stable and the purpose of the loan is reasonable and clear

Apply for a loan amount of RMB 0,000 from Wangjiedai; the loan limit is valid for 30 days. The borrower must use the loan within the validity period of the loan. The loan limit cannot be It can be completed within a circular application.