About three working days. After the credit card is postponed. The bank will send you a text message after completing the formalities. You should pay attention to the timely application of credit card application materials, which are usually approved in about three working days. Then you need to download a bank app on your mobile phone, then open the application page on the app, and then click "Apply Now" to wait for approval. How long does it take to handle deferred repayment?