This is the work summary of a formal bank employee. You can just revise it as you see it.

In the blink of an eye, it has been the second year since I entered XX Bank. Two years is neither a long time nor a short time. Time has given me a deeper understanding of XX Bank, and it has also allowed me to improve my business skills through my own study, leadership and colleagues’ education and help, and become more qualified for the positions I have worked in and am currently working on. In the past year, as an employee of XX Bank, I have personally experienced the tremendous changes that XX Bank's share reform has brought to our daily work and life - such as the introduction of concepts such as economic value added and key performance appraisal indicators, which have made The business philosophy of the operating department has truly changed from focusing only on quantitative expansion in the past to focusing on qualitative improvement, and the resulting significant changes in job division and income distribution. The promulgation of various rules and regulations has put forward many more clear and detailed requirements for the "standardized operation" of our XX Bank. We pay attention to detail management and refined management in our work, and there are more prevention and punishment for violations of laws and regulations. Measures, especially the "Special Rectification Activities for Violations and Violations" carried out within the industry have once again sounded the alarm for us - work must not only be done "well" and "quickly" but also "legally" and "compliantly", not only To understand how to "make up for the situation before it is too late", it is also important to "prepare for a rainy day". At the end of 2004, I applied and was fortunate enough to be transferred to the approval team of XX to serve as a compliance review post through a merit-based recruitment within the industry. The transition from the personal loan comprehensive position in the Financial Management Center of the Southern District Branch to the compliance review position of the approval group, which is mainly corporate credit and personal large credit business, which I have never been exposed to before, is not a big span. However, with the educational care of my leaders, the help and guidance of my colleagues, and my own self-study efforts, I quickly overcame the initial discomfort and quickly integrated into my current role by reading relevant books and interpreting documents and regulations. From the beginning of 2005 to the end of July 2005, I completed a total of 109 corporate loans and 3 corporate credit business compliance reviews, with a total amount of 474.352624 million yuan; completed 67 corporate credit rating compliance reviews 332 personal loans were received, submitted for review, and decision-making opinions were issued, with a total amount of 64.63475 million yuan. Completed the job requirements of this position well. The approval team in XX belongs to the approval department within the bank. It deals with the business departments within the bank and accepts and approves various credit businesses submitted by the credit operation department of XX Bank. Therefore, establishing an internal customer concept, treating the operating department as the customer we serve, and providing customers with high-quality, efficient, and standardized services are my most basic requirements as a compliance reviewer of the approval group. In daily business, I always do my best to help the operating department, patiently answer their various questions about approval, and often communicate with them through various compliant and effective channels to understand the operating department's Real-time situations and problems should be reported to the leaders and special reviewers in a timely manner to help resolve conflicts between approval and operations due to information asymmetry as much as possible, provide a basis for effective decision-making by bank leaders and special reviewers, and maximize the interests of XX Bank. The XX local approval team is a department in the industry that has a large daily workload and is relatively busy. How to improve work efficiency and better complete work requirements is a question I often think about. I found at work that a lot of working time is spent on some relatively mechanical and simple repetitive tasks, such as checking some financial indicators of the reporting unit during the compliance review work. The calculation is relatively simple, but it requires checking the financial indicators of multiple units. Multiple financial metrics also cost compliance reviewers considerable time and effort. Through self-study, I compiled a table using the formulas and functions in our commonly used EXECL spreadsheet software. I only need to fill in the relevant data from the company's balance sheet and cash flow statement into the table. The corresponding financial indicators for each year are such as Data such as asset-liability ratio, current ratio, quick ratio, profit rate, principal and interest coverage ratio, mortgage rate, guarantee rate and other data can be automatically calculated and generated, which greatly facilitates work and improves efficiency.

I also shared this form with colleagues around me and colleagues in the operating department, so that everyone can work more efficiently. I also related and shared many related reports within the department to obtain the required data from each other, eliminating a lot of duplication of work and making a lot of data more accurate; I optimized some commonly used forms in the spirit of simplicity and ease of use. Using the design, enter the data at the specified location, and the computer will automatically generate the corresponding specification page for use. In addition, I think of ideas and find ways to deal with the details of many work processes, simplify processes, improve efficiency, and better complete work requirements while complying with relevant rules and regulations. The work of the approval team is a comprehensive and meticulous job that requires an in-depth understanding of all businesses of the bank. Strengthening the study of various documents and systems is the most basic requirement for me to perform my job; actively participating in various regular and irregular special trainings and regular meetings and study sessions organized within the industry and departments will comprehensively improve my professional quality. . In the "Ying Xiang Future" account manager training class jointly held by XX Branch and XX Life Insurance Company ***, I learned a lot of marketing skills, ways of communicating with people, and understood the importance of teamwork. ; In the "XX Bank Advantage Products and Marketing" training class organized by the XX branch and explained by the leaders of the relevant departments of the provincial branch and relevant business personnel, I had a clear and full understanding of the various credit businesses of XX Bank. Which ones should be recommended to customers, which ones are being developed and promoted, how to handle them, and what are the advantages and disadvantages; in the training class for full-time loan approvers in the province organized by the provincial branch and explained by senior loan approvers from the head office , I have a new understanding of some difficulties and blind spots that have always existed in my original work, such as where corporate groups should pay more attention, and the financial statements of a company should be analyzed and interpreted from many aspects, and some superficial aspects should be analyzed and interpreted. Discover the true status of the company from its performance or poor performance, make reasonable judgments, and realize the importance of your work and position and the arduousness of the task - we need to be a good "gatekeeper of XX Bank's assets through our solid and effective work" ". In addition, whenever there is a new document issued by the industry, I also seriously participate in regular meetings and study meetings within the department, learn the spirit of the document, and implement it in my work. In particular, sometimes people from relevant departments in the industry are invited to explain difficult points in the business on-site, which is a good opportunity for me to learn. Only by studying the system, understanding the system, acting under the requirements of the system, mastering all-round knowledge, and understanding policy changes and industry risks can you become a qualified professional in the approval team position. In addition to doing my job well, as a publicity committee member of the Youth League Committee of the XX branch system, I participated in many activities organized by the Youth League Committee. Recommending the fine writings and learning experiences of employees in the industry, especially the youth league members, to everyone is the direction that I and several other editors of the youth league magazine "Youth Style" work together. I organized the collection of all kinds of excellent manuscripts, properly formatted and beautified the manuscripts, added exquisite illustrations and shading, and finally posted them on the website to share with everyone, which was well received by the majority of members. A large number of excellent works were selected and published by the provincial branch's "West Lake Weekly" and became known to the XX banking system in the province. I actively participated in the preparation of multiple presentations for the "Standardized Sunshine Service Demonstration" organized by the Youth League Committee of the system, and some of the suggestions and opinions I put forward were also recognized and adopted by leaders and colleagues. Times are changing, the environment is changing, and the work of the bank is also changing from time to time. New things appear and new situations occur every day, which requires me to change with the situation. Learn new knowledge, master new skills, adapt to changes in the surrounding environment, improve my ability to perform my job, train myself to become a comprehensive XX Bank employee, better plan my career, and achieve the goals I strive for . Of course, I still have certain deficiencies in the handling and operation of some details. I will hone myself in future work and study, improve myself with the guidance and help of leaders and colleagues, carry forward my strengths, and make up for my shortcomings.

For reference only!