I want to find out if my son has borrowed money, but I can't usually find out. Loan information is citizens' personal privacy information. Due to the needs of non-law enforcement units, financial units generally do not disclose it to third parties other than lenders, so it should be impossible for a father to check his son's loan information.
China's civil code stipulates that natural persons have the right to privacy. No organization or individual may infringe upon the privacy rights of others by spying, harassing, exposing or making public. Privacy is the private space, private activities and private information that natural people live in peace and don't want to be known by others.
legal ground
Right to Privacy Article 1032 of the Civil Code of People's Republic of China (PRC) * * * Natural persons have the right to privacy. No organization or individual may infringe upon the privacy rights of others by spying, harassing, exposing or making public. Privacy is the private space, private activities and private information that natural people live in peace and don't want to be known by others.
How do parents find out whether their minor children have made loans in Jingdong Finance and Pat Loan?
Minor children can't borrow money through Jingdong Finance and auction loans, so don't worry, and don't need to inquire.
If the child uses someone else's ID card information to make a loan, you can directly use the parents' ID card information, and then use Jingdong Finance and Paipai Loan APP to check the loan record.
If you find that your child has online loans, you should stop it in time and communicate with the loan company to solve it.
How to check the child's student loan without the child?
Enter personal information in mobile banking for inquiry.
The repayment of national student loans can be queried in the system. Through the mobile banking opened by the student loan, you can enter personal information for inquiry.
Student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of colleges and universities in China and increase the financial aid for poor students in colleges and universities under the conditions of socialist market economy.