The following is the analysis of home purchase, settlement, loans, and various sectors compiled by me in 2023. I hope it can help everyone.

Taicang’s settlement policy:

With a residence permit of at least 6 months and social security of at least 6 months, you can settle down in Taicang by buying or renting a house; talents are introduced to settle down, and those with a bachelor’s degree must not be over 45 years old. , full-time students can register for residence without paying social security, self-taught undergraduate students need 3 months of social security; those with college degrees must not exceed 35 years old, and must pay 6 months of social security to register for registration; those who meet the technical talents of Suzhou City, must be no more than 35 years old, must pay 6 months Social security and registered permanent residence.

House purchase policy:

There is no purchase restriction for non-locals buying their first house in Taicang, and they can buy a house without social security;

Loan policy:

< p> The down payment for the first loan is 30%; if there is a previous loan record and the mortgage has been paid off, the down payment is 30%; if there is a previous loan that has not been paid off, the down payment is 40%; if there are two or more loans that have not been paid off, there is no way to get a loan.

Supports provident fund loans in other places. A single person can borrow up to 600,000 yuan, and a family can borrow up to 900,000 yuan. Loans can be combined!

Taicang, a modern pastoral city located in the south of the Yangtze River, is continuing to radiate glory with its rich accumulation. It has been selected into the list of "China's happiest cities" for 10 consecutive times, ranked first in the county-level list 5 times, and has been ranked in the top 10 of the top 100 counties in the country for many years... The overwhelming happiness comes from all aspects of life, and residence is the carrier. An important source of happiness in life.

According to the seventh national census data of Taicang City, Taicang City’s permanent population is 831,113 people, an increase of 16.75% in ten years, and an average annual growth rate of 1.56%. What are the factors that make many people begin to focus on the hot land of Taicang District.

Today, let’s analyze each section of Taicang and see what are the characteristics of each section? What kind of home buying group is it suitable for?

Taicang New Science and Education City:

The New Science and Education City was established with the approval of the Suzhou Municipal Party Committee and Municipal Government in January 2010, and its development starting point is quite high. As the urban sub-center of Taicang, the Science and Education New City features green ecology, science and technology education, cultural creativity, hub services, etc., and is planned to form a spatial structure of "one belt, two cores, three areas, and multiple clusters". For more than ten years, Science and Education New City has indeed delivered brilliant results. The Taicang Planning Exhibition Hall, Taicang Media Center, E-Sports Town, Taicang University Science and Technology Park, Northwestern Polytechnical University Yangtze River Delta Science and Technology Research Institute, etc. have been built in the sector; there are also Future Technology Valley, Fosun Alpine Town, etc. under construction. What's more, Science and Education New City also gathers high-quality educational resources. Well-known schools such as Science and Education New City Experimental Primary School, Liangfu Middle School, and Taicang Senior High School are all here.

There is the South High-speed Railway Station in the plate, and the Tianjing Lake in Taicang’s version of Century Park is currently the most livable part of the Taicang plate. Currently, the houses near Tianjing Lake include Xuhui Yuezhang, Country Garden Lake Song, In communities such as Yuzhou Jiayu East and Fosun Fuyou City, the average house price is generally around 23,000 yuan/㎡; this area is currently the most livable part of Taicang, with the most livable environment, mature commercial facilities, and school district facilities. , and a high-speed rail station.

There is also the southern suburbs section which is very close to the Science and Education New City; the hot-selling properties in the southern suburbs section are mainly concentrated to the west of Tianjing Lake, such as China Merchants Lake Jingtianzhu and Wuzhong Yunxi Huating. Currently, this area Most of the hardcover units delivered in the section are on sale for 17,000-18,000 yuan/㎡; there are many high-tech industrial parks in the surrounding area, which are basically German companies and companies from other European countries. At present, the industrial park in the west of the residential area is expanding, and the future expectations are still good. , if you are considering investing in this sector, my personal suggestion is that it would be better to hold it for a few years and then sell it.

Taicang Loujiang New City Section:

Taicang Loujiang New City is located in the east section of Taicang City, at the junction with Jiading District, Shanghai. Within the section, there is the current Taicang High-speed Railway Station, which has been the largest in Taicang in the past two years. A new urban area built by the government; the best medical care is concentrated in this area (Shanghai Ruijin Hospital is under construction), there are two 985 universities (Northwestern Polytechnical University and Xi'an Jiaotong University and the University of Liverpool in the UK), and the Jiamin Line extends north to There are three sites in Taicang (under construction), Taicang’s best urban greening, and Taicang’s latest Sino-German Industrial Park layout.

Currently on sale in this sector are Sunac Yueyuan, Yuexiu Xiangdong Island, Country Garden Tianhe Yayuan, Zhongxiang Chenxi Yayuan and other communities, with the selling price at 23,000 yuan/㎡; this sector will continue to A new option to improve demand after the Science and Education New City, but the transportation and supporting facilities in this sector are not very complete in the short term, and it will take time to slowly realize it.

Taicang Shaxi Section:

Shaxi is located in the north section of Taicang City. There are currently many properties for sale in this section, such as Wuyang, Jiayuan, Xiangyu, Gemdale, Investment, etc. There are real estate projects being built in Shaxi. This proves that the land market in Shaxi is very good. Most of the current house prices are for hard-decorated decoration and the delivery price is around 14,500. Shaxi is located in a thousand-year-old ancient town with a high greening rate. Currently, the main buyers are Most people who work locally or come from other places have retirement needs. Personally, I think that if you are considering retirement, Shaxi is good. Preserving value is no problem. If you are investing, there are other options.

Taicang Liuhe Section:

Taicang Liuhe Section borders Shanghai Baoshan. There are buses that can go directly to Shanghai Meilan Lake Subway Station and Shanghai Ninth People's Hospital; currently It is an area where most office workers in Baoshan and Jing'an choose to buy houses; currently there are two properties for sale in Zhongnan Chunjiang Yunjin, Zhongnan Xiangyu and Yuexinchen; the selling price is 15,500 yuan/square meter with hardcover delivery. It turns out that there is another Evergrande Cultural Tourism City project. Ever since the thunderstorm in Evergrande last year, the construction site is currently suspended. The above properties are only 3 kilometers away from the boundary of Baoshan. They are suitable for Baoshan office workers to buy or for their retirement needs. Those who do not consider commuting every day can also consider this sector.

Taicang Port Area:

Taicang Port Area is about a 10-minute drive north of Liuhe Town. It is a national-level development zone; the main industries are port industry and containers. , is currently a national-level development zone. It is the only area that has fallen among the key sectors in Taicang, and the other one is Huangjing in Taicang. Why did the port area fall? Personally, I think it was because there was an odor in the emissions from surrounding companies in the past two years, and then the owners of the newly delivered community were more violent at that time. Once it leaves a bad impression on people, it will take a certain amount of time to change it.

Even though it is now well managed, there are still no signs of housing prices in this area picking up. At present, the main existing houses in the sector include: Xinhualian Binjiang Yayuan, Hejing Tianyi Garden, Greenland Wanhe Four Seasons, Hesheng Jingcui and other residential communities. The current price is around 12,000-13,500 yuan/㎡ for hardcover delivery. After governance, both Gangang District and Huangjing are cost-effective areas. However, whether prices in these two areas can rise later depends on whether there are new favorable incentives. If there are new favorable incentives, housing prices will return to a reasonable level in the later period. In terms of scope, according to the current general environment, housing prices there are relatively low.

I am mainly responsible for the Huanhu sector and I know a lot about Huanhu. If you want to buy a house in Huanhu, but don’t know where to buy? It doesn’t matter, you can find me in the picture above and let’s discuss it together.