the down payment is at least 3% of the house price, and the monthly payment is 2, years. For example, the bank loan interest rate is comprehensively evaluated according to the credit status of the loan, and the loan interest rate level is determined according to the credit status, collateral, national policy (whether it is the first suite or not). If all aspects are well evaluated, the mortgage interest rates implemented by different banks are different. Under the current policy, the first suite is generally calculated by increasing the benchmark interest rate by 1%. On July 7th, the adjusted interest rate is 7.5% for more than five years, and the monthly interest rate is 7.5% * 1.1/12. Monthly repayment for 2 years (24 months): 2 * 7.5% * 1.1/12 * (1+7.5% * 1.1/12) 24/.