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Father borrowed a loan and then he couldn't pay it back. Does the son need to be responsible?
There is no such provision in relevant laws and regulations. In other words, children have no obligation to pay off their father's debts, unless they inherit his father's inheritance, then they inherit his debts at the same time, and then they have the obligation to return them. Therefore, under normal circumstances, if the money owed by parents cannot be repaid, as children, whether they are adults or not, they are actually not obligated to repay their parents' debts.

Legal analysis

When the father was alive, if the children had their own independent income, they all had their own property. Children are not obliged to pay the debts owed by their fathers. But children have the obligation to support their fathers. If the father is a normal person, he has to pay off debts, such as debts owed by his father because of illness, debts owed by his own house repair, debts owed by living expenses, etc., and children have the obligation to help his father pay off debts. If the father should not owe other debts, such as gambling debts, the children don't have to pay for his father's debts, but they can also help him quit gambling. You don't have to pay off your gambling debts. It depends on the reason why my father is in debt, so as to decide whether to pay his father's debts. If the father dies, it usually depends on the father's share of the estate. First, the father is in debt, and then the legal heir inherits the father's inheritance. Whether the child pays the father's debt depends on the specific situation. There is no legal basis for repaying the father's debt or the son's debt. Therefore, if parents are in debt, then generally speaking, as children, they have no obligation to repay their debts. Of course, at this time, if the children are responsible for their parents' debts, that is another matter. In addition, there is a special situation that children actually inherit the inheritance of their parents. At this time, they need to inherit the same share of debts as the real estate, so they have the obligation to repay.

legal ground

Article 161 of the Civil Code of People's Republic of China (PRC) * * * The successor shall pay off the taxes and debts that the decedent should pay according to law within the actual value of the acquired estate. The part exceeding the actual value of the estate shall be voluntarily repaid by the heir. If the heir renounces inheritance, he may not be liable for paying off the taxes and debts that the decedent should pay according to law.