In this case, if divorced, this house belongs to your husband's personal property, the first part of the down payment is your husband's, and the remaining unpaid debts are also your husband's, so you can only get half of the repayment together after marriage ... So the lawyer now suggests that even if you buy a house after marriage, you should write down their names, let alone buy it before marriage ... So you'd better leave now. !
For example, suppose the woman bought a house with a value of 700,000 with a pre-marriage loan, and then paid 20% down, that is, 654.38+04,000, with a loan of 560,000. After the marriage, the husband and wife each repaid 300,000 loans, leaving 260,000 bank loans outstanding. In this case, how to divide the divorced property of both parties? "According to the new regulations, the down payment of 6.5438+0.4 million is the woman's personal property, the outstanding loan of 260,000 is the woman's personal debt, and the repayment of 300,000 with the * * * loan is the same property. In other words, in the end, the house can be distributed to the woman, and the debt of 260,000 yuan will continue to be repaid by her, while the man can be distributed to 654.38+0.5 million yuan, and the woman can negotiate to give certain subsidies according to the rising market price of the house. Luo Lijun said that, in fact, most of them used this method in divorce proceedings. However, there was no legal provision for reference before, and Interpretation III is equivalent to clarifying this point.
As for what you said, the real estate license will come down when you get it. I said it before, but it's not very accurate. Most people have to have all kinds of evidence for down payment before marriage. Even if the real estate license comes down after marriage, it is not the same property, not to mention the new regulations now, even less. Just recognize the name. ....