1. Determine the loan type: You need to choose the appropriate venture loan type, such as microfinance, inclusive loan, SME loan, etc. , according to the needs of entrepreneurship and their own conditions, understand the relevant policies and requirements.

2. Understand the loan conditions: according to different loan types, understand the loan repayment period, interest rate, guarantee method, repayment method and other conditions, and make a full investigation and comparison before choosing.

3. Preparation materials: provide relevant materials required for the loan, including identity certificate, industrial and commercial registration certificate, tax registration certificate, bank account, etc.

4. Submit a loan application: You can submit a loan application through banks and government entrepreneurial service agencies. And put forward a reasonable loan amount and repayment period according to their own conditions.

5. Review the loan: The bank will review the applicant's loan application and evaluate the loan amount and loan conditions. If the application conditions are met, the loan will be extended.

6. Manage repayment: After the loan is issued, it needs to be repaid according to the agreed repayment period and method. Lenders should develop the good habit of paying back on time and maintain a good credit record.

Entrepreneurs should fully understand the relevant laws and policies before applying for loans to avoid problems in the application process. At the same time, we should carefully evaluate our credit and ability, and choose the loan type and amount that suits us.