1. Users need to check their consumption quota before purchasing goods in installments. If the user's spending quota is insufficient, the user can improve his personal information. After improving your personal information, the number of flowers will increase accordingly. The flower garden quota is evaluated according to the comprehensive situation of the user's Alipay account. As the number of times users use flower buds increases, the system will evaluate the comprehensive use of users' flower buds and Alipay accounts from time to time, and increase the amount of flower buds for users.
2. Users can increase the activity of Alipay account and maintain a good credit record, thus increasing the possibility of withdrawing the amount of flowers. Flower buds will launch flower buds promotion activities from time to time, and users can get temporary or general flower buds promotion by participating in the activities. When users use flower buds, they need to repay them on time, not overdue. Once overdue, users may not be able to use the flower bud service.
Operating environment mobile phone: Xiaomi 10 system: Android 1 1 software: AliPay version 10.2.33.
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1. If there is daily consumption demand, many Alipay users will use flower beds and enjoy consumer credit services. They can repay it this month and next month, with an interest-free period in between. As long as they can repay in full and on time, they don't have to pay other expenses, just the amount of consumption. For users with high repayment pressure, you can also use the flower bud staging function appropriately, but you need to pay some fees. When you place an order for payment, you can choose to pay by installments, and then you can repay the loan on schedule according to the number of installments selected before. Generally, you can choose Phase 3, Phase 6, Phase 9 and 12. The specific number of issues and the corresponding handling fee shall be subject to the display on your page.
2. Generally speaking, if a single transaction is 65,438+000 yuan or more, and the merchant supports the payment by installments, you can choose to pay by installments, depending on the display on your page. The flower bud bill installment bill installment is operated in stages after the flower bud bill is generated. Users can operate the repayment amount in stages from the billing date to the monthly repayment date (as shown on your page). Generally, you can choose Phase 3, Phase 6, Phase 9 and 12. The specific number of installments and the corresponding handling fee are shown on your page. After the installment, there is no need to repay the installment amount of the current month, and the first installment will be repaid from next month. In addition to the past overdue fees, interest, installment fees, remaining principal, etc. , the installment amount should be 10 yuan or above, depending on your page.
3. Alipay payment method: Buyers need to register an Alipay account, use the opened online bank to recharge the Alipay account, and then use the Alipay account to shop on the website and pay online. The payment will be paid to Alipay first, and Alipay will deliver the goods to the buyer after receiving the payment information. After you receive the goods, you will confirm them in Alipay, and Alipay will finally pay the seller after receiving the information that the buyer confirms the receipt and is satisfied. Each ID card can authorize 5 Alipay accounts. Note: You must register as an Alipay user and keep enough cash in your Alipay account (which can be recharged through online banking); If you don't have an Alipay account, Alipay currently provides online payment functions for major banks; You shop on Alipay website, choose online payment, and then choose Alipay payment. After the payment is successful, Alipay will deliver the goods immediately. After receiving the goods, you need to confirm the receipt on Alipay. You must confirm the receipt of the goods on Alipay within 24 hours after receiving the goods; Using Alipay to pay, for consumers, there is no need for any handling fee at present.