If you need to apply for a small loan, it is recommended to choose a bank channel.

If it is less than 50,000 yuan, you can log in to China Merchants Bank's mobile banking first, and click "My"-"All"-"I want to borrow money" to try to apply through this interface; Or you can apply for a loan by credit card: log in to Pocket Life and click Card Finance-Reserve Fund-Apply Now below to try to apply for a reserve fund here, depending on the audit results.

Second, the formal loan app with the lowest interest rate, these interest rates are so low that you cry?

If you have a savings card of China Merchants Bank, you can log in to China Merchants Bank's mobile banking and click Home → All → Loan → I want a loan → Try to apply for a good loan.

Loan amount: the minimum is not less than 500 yuan, and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved; Repayment method: equal repayment of principal and interest; Loan term: 3, 6, 12, 18 and 24-month installments are supported; Borrowing cost: the daily interest rate is 0.045%, please refer to the actual display in the interface; There is no platform service fee. 3. Which interest rate is the lowest and most reliable for online lending?

Hello, I suggest you know that Xiaoman has money to spend. After all, it is convenient and easy to borrow money on Xiaoman platform. Du Xiaoman's credit service products have money to spend, providing users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman APP (click on the official measurement). The daily interest rate of money consumption loans is as low as 0.02%, and the annualized interest rate is as low as 7.2%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman APP- Youhuahua Loan page shall prevail. I hope this answer is helpful to you.

4. I want to ask you, which regular bank in Shanwei City, Guangdong Province has easy loan procedures and low interest? Thank you.

There is a benchmark interest rate for housing loans, which is set by the central bank and unified, and banks can float according to their own conditions. Last year, most cities were able to cut the benchmark interest rate by 10% or more. I don't know what policy this year. You should consult more banks. Interest rate is favorable, so is interest.