1. When the borrower repays the overdue personal loan on the repayment date agreed in the contract, he can first inquire the loan amount that should be repaid at least on the next repayment date through the call center telephone entrustment system (this amount should be the sum of the overdue loan principal and interest, default interest and minimum repayment amount), that is, the borrower repays the loan according to this amount on the next repayment date, so the loan is not overdue.

2. If the borrower repays the overdue loan on the repayment date not agreed in this contract, he shall go through the relevant formalities at the counter of the loan business department with one original and one copy of his ID card. The borrower first applies to the loan business department and agrees on the repayment date. . It should be noted that on the repayment date not stipulated in the contract, the borrower can only go to the counter to handle the overdue formalities for early repayment once in the first phase, and the borrower should go to the counter seven working days before the repayment date.

In case of overdue repayment of average principal or equal principal and interest, the borrower will still deduct the overdue loan through his repayment account without making an appointment for repayment.

1. Repayment on non-contractual repayment date: The Center transmits the overdue loan data to the bank one working day before every Wednesday, and requires the bank to deduct the funds deposited in the repayment account by the overdue loan borrower on Wednesday.

2. If the borrower fails to repay the loan on the repayment date agreed in the contract, the Center will inform the bank of the total overdue amount and the amount payable in the current month one working day before the repayment date agreed in the contract, and the bank will deduct it.