Legal analysis: what should I do if online loans are cheated? You may request a people's court or an arbitration institution to terminate the contract. According to the law, a civil juristic act committed by fraud is a revocable civil juristic act, and the injured party has the right to request the judicial organ to cancel the contract concluded by fraud.

Legal basis: Article 148 of the Civil Code of People's Republic of China (PRC) * * * Where a party commits a civil legal act that makes his will express against his true meaning by fraudulent means, the defrauded party has the right to request the people's court or an arbitration institution to cancel it.