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Can I borrow money to buy a house without a marriage certificate?
1. Can I borrow money to buy a house without a marriage certificate?

It seems that you can't write two people's names. Unless you have a marriage certificate, or a certificate before buying, or a property notarization, you can only write one person's name. Whoever writes is the legendary premarital property.

2. Can I get a loan to buy a house if I am not married?

Legal analysis: you can borrow money to buy a house without a marriage certificate, but there are the following precautions. Two people who don't have a marriage certificate can buy a house together, that is, two people's names can be written on the real estate license, so the house belongs to two people with the same property, and there is a * * * * relationship; However, when making a loan, the same loan is not allowed, and one of them must be confirmed as the main lender. When making a loan, both parties need to negotiate and confirm the relevant matters of the loan. For example, both parties confirm that one party is the main lender and negotiate to determine the proportion and amount of their respective loans. Among them, when lending, they can't use their housing provident fund to lend together. When buying a house before marriage, we must pay attention to writing the names of two people on the real estate license, and sign a supplementary agreement on the investment ratio of both parties to prevent unnecessary things from happening in the future.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1062 The following property acquired by husband and wife during the marriage relationship is the common property of husband and wife and belongs to both husband and wife: (1) wages, bonuses and labor remuneration; (2) Income from production, operation and investment; (3) Income from intellectual property rights; (4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law; (five) other property that should be owned by * * *. Husband and wife have equal rights to dispose of the same property.

Article 299 Some people of * * * and * * * are entitled to the real estate or chattel owned by * * * *.

Third, if unmarried individuals can get loans, can rural credit cooperatives support aquaculture?

You can borrow money, but there are preconditions: first, you have full capacity for civil conduct and you are qualified as a borrower, which has nothing to do with whether you are married or not; Second, it meets the loan conditions of credit cooperatives. The main thing is whether you can provide mortgage, pledge and guarantee that meet the requirements of credit cooperatives.

For example, the Rural Youth Entrepreneurship Measures of a rural credit cooperative in a province stipulates that the loan target is rural youth under 40 years old (inclusive), healthy, with full capacity for civil conduct, law-abiding, honest and trustworthy, with no bad credit record, entrepreneurial desire and a certain foundation. Give priority to credit support to typical young farmers who have been rated as leaders of entrepreneurship and wealth at or above the provincial level and members of the Young Leaders Association of the provincial farmers' cooperative economic organizations.

The Measures stipulate that the borrower shall meet the following conditions:

(a) the production and business operation activities are legal and compliant, and meet the requirements of the national industrial policy and social development planning; (2) Having specific entrepreneurial projects, business premises and certain self-owned funds;

(3) The borrower opens a personal settlement account in the local rural credit cooperative and has a certain amount of business, and voluntarily accepts credit supervision and settlement supervision;

(4) It has a good credit standing, has the ability to repay the principal and interest of the loan, and has no bad credit record;

(5) Other loan conditions stipulated by rural credit cooperatives.

Rural youth entrepreneurship can take the form of micro-credit, mortgage, pledge, natural person guarantee and legal person guarantee.

20 19 rural interest-free loan of 50,000 yuan.

3-year interest-free loan of 0.2 million/200 thousand

Personal loan conditions of rural commercial banks

Rural credit cooperative personal loan

Rural credit cooperative loan 200 thousand

Precision poverty alleviation 50 thousand yuan interest-free loan

My boyfriend and I, who are not married, are going to buy a house together. He made a down payment of 60% and the remaining 40% wanted to use my provident fund loan. Is this possible?

You should consult the bank. . . You can't ask anyone here.