At present, the benchmark annual interest rate of personal (RMB) loans for more than five years announced by the People's Bank of China is 4.9%. According to the benchmark interest rate, the total interest of "matching principal and interest repayment" is 500,838.95438+0 yuan, and the monthly payment is 2,965,438+09 yuan. The total interest of "equal principal repayment" is 405,372.92 yuan, and the monthly payment is decreasing month by month.

If you need to make a trial calculation, you can go to our homepage and click "Financial Calculator"-"Personal Loan Calculator" on the right to make a trial calculation.