I. Processing the required materials
1, Qingdao Housing Provident Fund Loan Application Approval Form (which can be printed on the front and back of "Form Download" in www.qdgjj.com);
2. Proof of salary and income (official seal of the company, which can be downloaded in www.qdgjj.com);
3. A copy of the applicant's ID card, a copy of the index page and single page of the household registration book (individual account single page provides collective account); Copy of spouse's ID card and household registration book 1 copy; If the household registration cannot reflect the relationship between husband and wife, a copy of the marriage certificate is required. Applicants who are not registered in this city shall provide temporary residence permits for living in this city. If the applicant is unmarried, the marriage registration department of the civil affairs where the household registration is located shall issue the unmarried certificate of the local employees; If it is difficult for foreigners to be proved by the marriage registration department of their place of residence, they may also issue unmarried certificates by their units or neighborhood offices of their temporary residence; An applicant who has not remarried after divorce shall issue an unmarried certificate to the civil affairs marriage registration department where the household registration is located. In principle, the time for issuing the unmarried certificate shall not exceed one month from the time of loan;
4. A copy of the seller's ID card;
5. Copy of the passbook of the deposit account opened by the seller in the designated bank;
6. Sign the original contract for the sale of stock houses in Qingdao or the contract for the sale of houses online;
7. Copy of the down payment receipt for house purchase;
8. A copy of the real estate appraisal report issued by the designated appraisal agency;
9. Copy of the receipt issued by the real estate registration management department where the house is located (Licang area only);
10. If the year of completion is not indicated in the property certificate of the transaction house, the original file handover certificate indicating the year of completion issued by the real estate registration department shall be provided;
1 1. If * * has property rights, a copy of * *' s ID card and household registration book shall be provided;
12, a copy of the provident fund joint card (if the application for joint card loan has not been processed, it can be processed on the spot);
13. Other certificates or materials required by the municipal management center.
Second, the handling process
1. The loan applicant holds his spouse's ID card to the loan counter of the management office for preliminary examination of loan qualification. Meet the loan conditions, receive the "Qingdao housing provident fund loan application approval form" and related materials.
2. The loan applicant shall go through the formalities of real estate appraisal at the agreed appraisal institution and go through the formalities of online signing at the real estate registration department.
3. The loan applicant, his spouse and the seller shall go to the housing provident fund loan counter with the materials needed for the loan. After accepting the materials, the staff will register and print the pre-trial opinions of Qingdao provident fund loans (for portfolio loans, the applicant should apply for commercial loans at the bank with the pre-trial opinions of Qingdao provident fund loans and related materials). If the applicant fails to apply for a joint housing provident fund card, he/she shall apply for a joint housing provident fund card as required. After the loan registration information is approved, print the mortgage loan contract of housing provident fund loan.
4. The loan applicant, his spouse and the seller shall go through the formalities of transfer and mortgage at the real estate registration department (the loan applicant who bought a house in Licang area will send the property transfer receipt to Licang Management Office).
5. After the mortgage registration formalities are completed and the borrower pays the relevant taxes and fees, the center staff will go to the real estate registration department to get the house ownership certificate and go through the loan issuance procedures. After the loan arrives, the borrower goes to the loan counter to receive the "Qingdao Housing Provident Fund Entrusted Loan Payment Voucher" and other materials.
(The above answers were published on 20 15-08-25. Please refer to the actual situation for the current purchase policy. )
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