1. The withdrawal of housing provident fund from self-occupied houses purchased in different places must conform to the principle of two places (that is, the purchased house must be located at the place where the person, spouse or immediate family members account or where the spouse or immediate family members deposit the provident fund).

2. If the owner-occupied housing is eligible for purchase, the provident fund can be withdrawn once within one year of purchase (the starting time is subject to the time specified in the valid certification materials), and the withdrawal amount is 100 yuan, and the total amount of the employee, spouse and their immediate family members does not exceed the actual purchase price (excluding the loan amount).

Relevant certificates and extraction certification materials to be submitted:

1, Nanchang Housing Provident Fund Withdrawal Application in duplicate (official seal of the unit);

2. Original and photocopy of ID card;

3. Original joint card of housing provident fund;

4. According to the type of house purchase, provide the following proof materials for house purchase:

I. Purchase of commercial housing (including affordable housing):

(1) Original and photocopy of the house purchase contract registered and filed by the real estate management department (subject to the filing time);

(2) The original and photocopy of the payment invoice or special tax receipt not less than 20% of the total payment.

(3) If there is a * * * property owner, provide the original and photocopy of marriage certificate, household registration book or certificate of immediate family members.

B buy a second-hand house:

(1) Original and photocopy of the transaction list issued by the real estate management department;

(2) The original and photocopy of the tax payment certificate;

(3) The original and photocopy of the house ownership certificate (subject to the issuing time);

(4) If there is a * * * property owner, the original and photocopy of marriage certificate, household registration book or proof of immediate family members are also required.

Purchase of public housing:

(1) Original and photocopy of the housing reform approval form;

(2) The original and photocopy of the contract for the sale of public housing;

(3) The original and photocopy of the shopping invoice or receipt (starting from the specified time).

D. purchase of resettlement houses:

(1) Original and photocopy of the compensation agreement for house demolition and resettlement;

(2) the original and photocopy of the payment voucher or resettlement certificate (starting from the specified time).

E agricultural registered permanent residence paid workers in the original place of residence to buy farmhouses:

(1) Original and photocopy of the household registration book;

(2) The original and photocopy of the house purchase agreement (starting from the agreed time).

5. If you purchase self-occupied housing in other places and withdraw the provident fund, you must also provide the original and photocopy of the household registration book of the employees, spouses or immediate family members at the place where the house is purchased or the original certificate of deposit of the housing provident fund at the place where the house is purchased.

6. Other materials required by the management center.

Precautions:

1. The term "simultaneous application" as mentioned in these Guidelines refers to the related withdrawal applicants involved in the same project purpose (such as purchasing the same house and repaying the same housing loan, etc.). ) You cannot apply separately.

2. If the spouse or immediate family members apply for withdrawal at the same time, they shall also submit an application for withdrawal in duplicate (stamped with the official seal of the unit). At the same time, if the employee applies as a spouse, he should also provide a marriage certificate, and if he applies as a lineal relative, he should also provide the original and photocopy of the household registration book or the lineal relative certificate. Unless otherwise agreed in the entrustment withdrawal agreement, the withdrawal amount in the employee housing provident fund account shall be paid to the employee himself in principle by transferring it to his co-branded card account.

3. Employees applying for withdrawal of housing provident fund shall handle it by themselves. If you can't handle it yourself, you can entrust your spouse or immediate family members or employees of your unit to handle it on your behalf. When the agency comes to pick up the documents, it also needs to provide the original and photocopy of the client's ID card, the original and photocopy of the relationship certificate with the client (marriage certificate for the spouse agent, household registration book or proof of the immediate family member for the immediate family member agent).

4. Employees managed by "temporary households" or "custodian households" can apply directly to the management center.

5. Relevant policies and business handling guidelines can be inquired through the website, and the application can also be downloaded from the website or collected from the management center.

Processing flow: individual application-unit audit-management center approval-entrusted bank payment.

Time limit for processing: the materials of the day are true and complete; In case of doubt, the examination and approval opinions on approval or disapproval of extraction shall be made within three days. Charging standard: there is no charge for this matter.

Business acceptance time:

1, Monday to Friday 9: 00 am-12: 00 pm 13: 30- 16: 30 pm.

2. Interest will be settled on June 30th every year, and will be settled at the end of February 30th. 65438+3 1 will not be handled externally.