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Generally, the three major banks provide a credit loan of 40,000, which must be paid back in three years. How to calculate it?

The equal principal and interest method is as follows.

The total loan amount is 40,000, assuming an annual interest rate of 5.30. The loan period is 3 years: the monthly monthly payment of principal and interest is: 1,204.23 yuan, the total repayment amount is: 43,352.28 yuan, and the ***interest payable: 3,352.28 yuan .

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