When a party applies for a provident fund loan in Jilin City, it needs to submit an application at the bank provident fund window. After acceptance, the bank will review whether the materials meet the requirements and then stamp them. After the loan contract is signed, you still need to go to the provident fund management bureau for business. The following is a detailed answer to the question about the loan process of Jilin province's provident fund. 1. How to handle the provident fund loan in Jilin 1? The borrower is entrusted by the bank to apply for provident fund loans; 2. The first trial of the entrusted bank; 3, provident fund management center review; 4. The borrower and his wife signed a loan contract with the entrusted bank, and both husband and wife brought their ID cards, household registration books and the original marriage certificate to the site in person; 5. Stamp the loan contract. After the loan contract is signed, the borrower seals the selling unit and sends it back to the bank. 6. The borrower himself or the entrusted selling unit shall go through the mortgage formalities at the mortgage department of the real estate trading center; 7. When the bank issues loans, the borrower or seller sends the mortgage registration form or other warrants back to the bank. After verification, the bank applies to the provident fund for loan funds to be deposited in the seller, and informs the borrower of the repayment amount and time. 2. Loan amount of Jilin provident fund loan: 1. For families with single employees paying provident fund, the loan application limit is 400,000 yuan; 2. For dual-employee families (including spouses who are active servicemen) who have paid the provident fund, the loan limit is 600,000 yuan; Three. Regulations on the Management of Housing Provident Fund (revised by the State Council's decision on amending some administrative regulations on March 24th, 20 19) According to Article 11 of the Jilin Province Provident Fund Loan Law, the housing provident fund management center shall perform the following duties: (1) Prepare and implement the plan for the collection and use of housing provident fund; (two) responsible for recording the deposit, withdrawal and use of employee housing provident fund; (three) responsible for the accounting of housing provident fund; (four) to approve the extraction and use of housing provident fund; (five) responsible for the preservation and return of housing provident fund; (six) the preparation of housing provident fund collection and use plan implementation report; (seven) to undertake other matters decided by the housing provident fund management committee. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. The above is the related content compiled by Bian Xiao. In Jilin area, the procedures for handling provident fund loans are generally to declare at the bank's provident fund management window, and then bring the loan contract and other related materials from the bank to the provident fund management bureau for business. The general loan fee is up to 400,000. If you have other needs, please do one-on-one legal consultation online.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 2 These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in China. The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.