Industrial and Commercial Bank of China
"Happiness Express" Personal Automobile Consumption Loan
"Happiness Express" personal car consumption loan is a RMB-guaranteed loan issued by the bank to borrowers who apply for car purchase. It has the characteristics of simple and fast procedures, various forms of guarantee and high loan amount. "Happiness Express" loan helps you realize your dream of buying a car and improve your quality of life in an all-round way.
China construction bank
Personal car loan
Personal car loan refers to the RMB loan granted by China Construction Bank to individuals for buying cars.
Bank of China
Personal consumption car loan
Personal consumption car loan refers to the RMB loan that the borrower has paid a certain proportion of down payment when purchasing consumer cars (excluding used cars), and the insufficient part is paid by the bank directly to the car dealer.
China Merchants Bank
Automobile consumption loan
Personal automobile consumption loan: refers to the loan issued by China Merchants Bank to the borrower who applies for buying a brand-new non-operating automobile under its name to pay the price of the purchased automobile. Personal car consumption loans must be used to buy new cars registered with local handling banks.
SDB Shenzhen Development Bank
Personal automobile consumption loan
Automobile consumption loans refer to loans granted by our bank to individuals for purchasing non-profit RMB cars (excluding used cars, the same below).
Bank of Communications
Personal car loan
Renminbi loans granted by banks to borrowers for the purchase of various domestic cars.
2. Which bank supports motorcycle loans?
I haven't heard of motorcycle mortgage loan for the time being, but you can buy a motorcycle by installment, and Gitzo will be available on the platform immediately.
3. Which bank should I find for car loan?
1. China Construction Bank: the maximum loan period for self-use cars is five years, and the maximum loan period for commercial vehicles is three years. The loan interest rate is about 5.25%, and the minimum down payment is 20%.
2. Agricultural Bank: The maximum loan period is three years, with an annual interest rate of about 4.9% and a down payment of 30%.
3. Bank of China: The maximum loan period is three years (five years for quality customers), the interest rate rises by about 10% on the benchmark interest rate, and the down payment is over 40% (30% for quality customers).
4. Industrial and Commercial Bank of China: The maximum loan period is five years, the interest rate is about 4.9%, and the minimum down payment is 20%.