1. Log on to the student loan website, edit the registered spreadsheet, and click Delete.

2. If the loan is under approval, you can apply to the account manager of the bank to terminate the loan approval process.

3. Apply to the school. As long as the school does not confirm that the bank cannot lend money, it will naturally cancel the loan.

4. Individuals don't want to renew their loans in the students' home country, so they won't renew their loans in the second year.