I. Deposit and withdrawal of provident fund
Huangshan City Provident Fund Management Center is responsible for supervising and managing the deposit of provident fund, and ensuring that enterprises and institutions deposit provident fund for employees in accordance with the prescribed proportion and standards. At the same time, the center is also responsible for the withdrawal of provident fund. Under certain conditions, employees can apply to the center for the withdrawal of provident fund for housing, loan repayment, renting and other purposes.
Second, the provident fund loan service
Huangshan City Provident Fund Management Center also provides provident fund loan services for eligible employees. When buying a house, employees can apply for provident fund loans and enjoy lower interest rates and longer repayment periods. The center will review and approve the loan application according to the employee's deposit situation, credit history and other factors.
Three. Policy propaganda and consultation
Huangshan City Provident Fund Management Center is also responsible for publicizing the provident fund policy, popularizing knowledge about provident fund to employees and raising their awareness of provident fund. At the same time, the center also provides provident fund consulting services to answer employees' questions and puzzles in the deposit, withdrawal and loan of provident fund.
The fourth is information construction and service improvement.
In order to improve the service quality, Huangshan Provident Fund Management Center has continuously promoted the informatization construction, and provided more convenient and efficient services for employees through online service halls, mobile phone apps and other channels. At the same time, the center also strengthens internal management, optimizes business processes, improves work efficiency, and ensures timely and effective protection of employees' rights and interests.
To sum up:
Huangshan City Provident Fund Management Center, as the management institution of housing provident fund in Huangshan area, undertakes many responsibilities such as the deposit, withdrawal, loan and policy propaganda of provident fund. The center is committed to providing quality services for employees who have paid in, and ensuring that the rights and interests of employees' provident fund are fully guaranteed by continuously promoting information construction and service improvement.
Legal basis:
Regulations on the administration of housing provident fund
Article 2 provides that:
These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).
The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.
Regulations on the administration of housing provident fund
Article 5 provides that:
The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes.
Regulations on the administration of housing provident fund
Article 34 provides that:
Housing provident fund management center and employees have the right to urge units to perform the following obligations on time:
(a) housing provident fund deposit registration or change, cancellation of registration;
(two) the establishment, transfer or sealing of the housing provident fund account;
(3) Paying the housing provident fund in full.